Fix & Flip Loans for Real Estate Investors
Fast, Flexible Funding to Acquire, Renovate, and Sell Properties
At Arch Capital, we make short-term real estate financing simple, transparent, and built for speed.
Our Fix & Flip Loans are designed specifically for investors who need quick access to capital to purchase, renovate, and resell residential or small multifamily properties. With flexible terms, competitive rates, and a streamlined approval process, you can move fast and focus on what matters most — maximizing your project’s profit potential.
What Is a Fix & Flip Loan?
A Fix & Flip Loan is a short-term financing solution created for investors purchasing properties that need improvements before resale. Instead of lengthy underwriting and traditional qualification methods, we focus on the property’s potential value — the After Repair Value (ARV) — and your experience as an investor. This allows us to provide the funds you need to purchase and rehab quickly, so you can get your project on the market faster.
Our Fix & Flip loans are ideal for both new and seasoned investors looking to capitalize on undervalued properties. With flexible draw schedules, quick funding, and clear communication from start to finish, Arch Capital delivers the support you need to keep your projects on schedule and profitable.
Key Benefits of Fix & Flip Loans
- Fast Closings – Secure funding quickly so you can move on opportunities without delay.
- Flexible Terms – Tailored loan structures that fit your renovation timeline and strategy.
- High Leverage Options – Finance up to a competitive percentage of purchase and rehab costs.
- Draw Schedules – Access rehab funds as work is completed, keeping your cash flow steady.
- Streamlined Process – Minimal documentation and an investor-focused approval process.
Property Types We Finance
Our Fix & Flip loans cover a variety of residential and small multifamily investment properties, including:
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Townhomes and condos
- Investment properties requiring cosmetic or full rehab
No matter your project size or scope, our team structures financing around your goals — helping you buy, renovate, and sell with confidence.