Portfolio Loans for Real Estate Investors
Streamline and Scale with Simplified Multi-Property Financing
At Arch Capital, we make portfolio lending efficient, flexible, and built for growth.
Our Portfolio Loans allow investors to finance or refinance five or more properties under one loan — reducing complexity, improving cash flow, and freeing up capital to expand your portfolio faster. Whether you manage single-family rentals, small multifamily assets, or a mix of both, our lending solutions are designed to simplify the process and maximize your long-term returns.
What Is a Portfolio Loan?
A Portfolio Loan consolidates multiple investment properties into a single financing package. Instead of managing separate loans with varying terms, rates, and maturities, you can combine them into one structured facility — making it easier to scale, refinance, or free up equity for new opportunities.
Arch Capital specializes in portfolio lending for professional investors who own five or more properties. By leveraging the combined strength of your assets, you gain access to customized terms, simplified servicing, and long-term stability that supports continued expansion of your real estate business.
Key Benefits of Portfolio Loans
- Single Loan Structure – Simplify your financing by consolidating multiple properties into one loan.
- Flexible Terms – Choose loan durations and repayment options that align with your investment goals.
- Improved Cash Flow – Optimize monthly payments by restructuring existing loans into one efficient facility.
- Scale Efficiently – Unlock equity across your portfolio to fund new acquisitions or improvements.
- Expert Guidance – Work with a team that understands portfolio strategy and long-term investor growth.
Property Types We Finance
Our Portfolio Loans are available for a wide range of income-producing properties, including:
- Single-family rentals (1–4 units)
- Small and midsize multifamily properties
- Mixed portfolios combining residential and multifamily assets
- Townhomes, condos, and planned communities
- Stabilized properties generating consistent rental income
Whether you’re refinancing existing holdings or expanding into new markets, our portfolio lending options help you manage assets more effectively and scale with confidence.