Ground-Up Construction Loans for Real Estate Developers
Flexible Funding for New Residential and Multifamily Projects
At Arch Capital Partners, we provide tailored financing solutions for real estate investors and developers bringing new construction projects to life.
Our Ground-Up Construction Loans are built for those ready to develop single-family homes, small multifamily properties, or infill projects from the ground up. With flexible draw schedules, expert oversight, and quick closings, we make it easier to manage your build and keep your timeline — and budget — on track.
What Is a Ground-Up Construction Loan?
A Ground-Up Construction Loan is a short-term financing option designed for investors and developers who are building new properties from scratch. Unlike traditional loans that focus solely on completed assets, construction financing is structured around your project’s timeline — funding land acquisition, materials, labor, and other build-related costs through a controlled draw process.
At Arch Capital Partners, we understand that construction projects move fast and rely on reliable access to capital. Our loans are designed to align with your build schedule, reduce funding delays, and provide the flexibility needed to handle real-world development challenges efficiently.
Key Benefits of Ground-Up Construction Loans
- Fast Approvals – Get quick funding so you can start building without delay.
- Flexible Draw Schedules – Access funds in stages as work is completed and inspected.
- Tailored Terms – Loan structures customized to your project’s timeline and exit strategy.
- Competitive Rates – Transparent, investor-focused pricing with no hidden fees.
- Expert Guidance – Work directly with a team experienced in construction lending and real estate development.
- Nationwide Reach – Financing available for projects across the United States.
Projects We Finance
Our Ground-Up Construction Loans support a wide range of residential and small-scale development projects, including:
- Single-family new builds
- Small multifamily developments (2–24 units)
- Infill and urban redevelopment projects
- Build-to-rent housing communities
- Spec home and subdivision projects
Whether you’re an experienced builder or launching your first development, Arch Capital Partners offers the expertise and capital to make your project a success — from blueprint to final sale.