FAQ

Arch Capital provides a complete range of lending solutions designed specifically for real estate investors. Our programs include Fix & Flip Loans for residential and multifamily rehab projects, DSCR loans for long-term rental properties, Ground-Up Construction loans for new developments, and Portfolio Loans that simplify financing for multiple properties under one structure.

Each program is built with flexibility in mind — competitive terms, streamlined approvals, and a process designed for speed. Whether you’re flipping your first property or managing a large investment portfolio, our team will match you with the right loan product to help you move quickly and maximize returns.

Our loans are intended for individuals and businesses for investment purposes only, serving real estate investors, developers, and entities engaged in property acquisition, improvement, or rental operations. You don’t need to be a large institutional investor — we work with everyone from first-time investors to experienced professionals scaling nationwide portfolios.

Qualification focuses on the property, project, and investment strategy rather than personal income. We understand that traditional lending often overlooks great deals, so our underwriting is tailored to investor realities, not red tape.

Speed is one of our greatest strengths. Depending on the loan type and project details, many of our clients receive approvals within days and close in as little as one to two weeks. Our team streamlines documentation, valuation, and underwriting so you can move forward quickly and secure your property before the competition.

We know that timing can make or break an investment opportunity. That’s why our entire lending process — from application to funding — is designed to eliminate unnecessary delays while maintaining transparency and diligence every step of the way.

Not quite! Arch Capital proudly provides lending solutions across the United States in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. While we maintain deep experience in key markets such as the Midwest, Southeast, and major metropolitan areas, our reach extends much wider to serve investors wherever opportunities arise.

Our team actively funds projects in markets of all sizes — from urban redevelopment zones to high-growth suburban areas. No matter where your investment strategy takes you, we’re equipped to provide reliable, consistent capital and local market insight.

Arch Capital does not currently provide loans or any lending in Hawaii, Oregon, Nevada, South Dakota, or North Dakota.

Unlike many lenders, Arch Capital was founded by real estate investors. We understand the unique challenges investors face — from tight timelines to changing market conditions — and we’ve built our lending model around those realities. That means faster decisions, simpler paperwork, and a partnership mindset that values long-term relationships.

We also emphasize transparency. You’ll always know your terms, costs, and next steps upfront. Our team combines real-world experience, flexible loan structures, and exceptional service to help you focus on what you do best: finding and executing great deals.

Getting started is quick and simple. You can begin your application online or connect directly with our lending specialists for personalized guidance. We’ll review your project details, discuss the best loan program for your goals, and walk you through what to expect from underwriting to closing.

There’s no obligation to apply, and our team is always available to answer questions before you commit. Whether you’re preparing to purchase your next fix and flip or refinance a rental portfolio, we’ll help you take the next step with confidence.

Reach out to us at 913-513-2398 or use our online form.